Set Me Free Debt Solutions was founded to empower South Africans with the knowledge and guidance needed to navigate debt and credit challenges with confidence. We are not a debt collection agency. We are advocates for understanding and informed decision-making. Our core values include being professional, confidential, and focused on your future. Let us help you take the first step towards financial freedom.
Our experienced consultants provide clear, practical advice tailored to your financial needs.
We prioritize your privacy and treat all inquiries with the utmost confidentiality.
We understand that financial struggles can be overwhelming. We're here to support you without judgment.
We help you understand your credit report, what every entry means, and how it impacts your financial future. Know where you stand.
Guidance on prescribed debt and your legal rights. Know when debt has legally lapsed under the Prescription Act and what options may be available.
Understand debt review, what it means legally and financially, and explore available options with expert guidance.
Support with fraud alerts and identity protection. We help identify and respond to suspicious listings on your credit profile.
Practical support to help you regain control of your finances and build toward long-term stability.
Step-by-step guidance to understand, repair and improve your credit score.
Start your journey towards financial freedom with us today!

Set Me Free completely changed how I see my financial situation. I left with clarity and a clear action plan.

I felt respected and supported throughout.

No jargon — just clear, practical advice.

Prescribed debt refers to debts that are no longer enforceable after a specific legal period has passed without any payment or written acknowledgment. If you're unsure whether a debt applies to you, it's best to consult with our experts.
Absolutely! Your initial consultation with us is completely free and we guarantee 100% confidentiality in all discussions.
No, debt collectors cannot legally compel you to pay prescribed debt because it has lapsed according to South African law. We'll help you understand your rights.
Entering debt review may impact your credit score initially, but it can ultimately lead to improved financial management and help you rebuild your score over time.
Monday
9:00 AM - 5:00 PM
Tuesday
9:00 AM - 5:00 PM
Wednesday
9:00 AM - 5:00 PM
Thursday
9:00 AM - 5:00 PM
Friday
9:00 AM - 5:00 PM
Saturday
Closed
Sunday
Closed
At Set Me Free Debt Solutions, we understand that financial issues can be overwhelming. That's why we offer a no-commitment, free consultation to guide you through your options. Our team is dedicated to providing clear, honest, and compassionate support to help you regain control of your finances. Reach out to us today and let us assist you on your journey to financial freedom.